Credits

One credit

$0.001. One dollar buys 1,000 credits.

What it buys

Model usage, at the model's own rate. Nothing else.

Platform fee

None on usage today. A credit buys the same amount of model work it cost askr. If that changes, the terms page announces it before it applies, and it never applies to credit you have already spent.

Processor fee on deposits

The payment processor takes a small percentage for the payment and the conversion, about 1% at the moment. What is credited follows what arrives after it. Deposits.

Expiry

None. Credit stays until you use it.

Withdrawal

None. Credit is prepaid access to model usage and cannot be converted back to crypto or cash.

Interest or yield

None. Credit earns nothing.

Why credits and not dollars

Model prices are small fractions of a cent. A short chat turn on a cheap model costs a few hundredths of a credit, and a number like 0.032 reads better than $0.000032. Everything on the site, in the wallet and in askr.credits_charged is in credits; the wallet shows the dollar equivalent beside the balance.

Where a deposit goes

The address is issued by NOWPayments, the payment processor. Your payment lands in askr's balance there, and from it askr sends the part that backs your credit on to the model gateway that runs the models. Each dollar that arrives, after the processor's cut, buys 1,000 credits.

When a platform fee is introduced

It will be one multiplier on top of upstream cost, shown as such, and holders of the askr token pay less of it on a published scale. It will never touch the upstream price, and the docs and the terms will say the number.